Directory / AI for a task / Code completion in your editor
The best AI to get code completions in your editor
GitHub Copilot: inline completions in every major IDE, a free tier of 2,000 completions a month, and $10/user/mo after that. It is the cheapest, most defensible choice, and it is already wherever you write code. If you want completions that predict your next edit across files, Cursor's Tab does that, at the cost of switching editor.
- 01 GitHub Copilot: Teams already on GitHub wanting inline suggestions
- 02 Cursor: Developers who want AI woven into their editor
- 03 Devin Desktop (formerly Windsurf): Long multi-file sessions in one editor
Top pick
GitHub Copilot
Free tier · from $10/mo
Works in any major IDE, and the free tier (2,000 completions and 50 chat requests a month) makes it the easiest first AI coding tool. Paid from $10/user/mo, now with monthly usage credits for premium models.
- Free tier
- 2,000 code completions/mo, 50 chat requests/mo, access to Haiku 4.5/GPT-5 mini, no card required
- Entry plan
- $10/user/mo
Pick 02
Cursor
Free · Pro from $20/mo
Tab completion predicts your next edit across files, not only the next line. It is a VS Code replacement that keeps your extensions, so it is the wrong pick for JetBrains users. Free tier; Pro is $20/mo.
- Free tier
- Limited Agent requests, access to Composer, no credit card required
- Entry plan
- $20/mo
Pick 03
Devin Desktop (formerly Windsurf)
Free · from $20/mo
Tab autocomplete is unmetered on every tier, the free one included, which makes it the most generous free completion plan here. Pro is $20/mo.
- Free tier
- Unlimited Tab autocomplete plus a light Devin Local agentic usage quota (reported as roughly 25 Flow Actions/month or 2-3 days of active agentic coding, sources disagree on the exact mechanic), no premium model access
- Entry plan
- Pro, $20/month (raised from $15/month around March 2026, before the June 2026 Devin Desktop rebrand), unlocks premium/frontier models and a larger daily/weekly Devin Local quota than Free
Skip if
Skip a completion tool for multi-file refactors: that is agent work, where Claude Code and Cursor's agent mode are well ahead.
The free option
Devin Desktop (formerly Windsurf) does not meter Tab autocomplete on any plan, so the free tier never runs out of completions. Devin Desktop (formerly Windsurf) profile.
Prices side by side
| Tool | Free plan | Pricing |
|---|---|---|
| GitHub Copilot | Yes | Free tier · from $10/mo |
| Cursor | Yes | Free · Pro from $20/mo |
| Devin Desktop (formerly Windsurf) | Yes | Free · from $20/mo |
Is there a free AI to get code completions in your editor?
Devin Desktop (formerly Windsurf) does not meter Tab autocomplete on any plan, so the free tier never runs out of completions.
When is GitHub Copilot the wrong choice?
Multi-file refactors, where agentic tools are now well ahead.
Deciding between these
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